RV Finance – Challenged Credit

Our RV Finance experts make getting a loan easy, without tricks and gimmicks, even if your credit score is damaged. We believe that everyone deserves the opportunity to work with a company that has integrity and the drive to help you. We will work with all credit types and are committed to getting you into the RV of your dreams.

We have assisted hundreds of people in getting financing, even those with poor credit scores. We can work with a challenged credit rating and will do everything we can to get the financing you require. We have a huge selection of RVs and we maintain a no-pressure, hassle-free environment.

Here at Dave Arbogast, we want to get your credit score where you need it to be. We are more than willing to speak with you about how to increase your credit score and things to avoid so your credit score does not take any negative hits. We do want you to be prepared and know that you must have a credit score of at least 550 before we can try to get you financed. Most financial institutions will require at least 10% down, as well.

Do not let this discourage you if you do not meet the requirements yet! We have some tips to help you improve your current credit score.

Required For Final Approval

Valid Driver’s License

Proof Of Income

Proof Of Residence (Utility Bill)

4 Personal References

Tips To Improve Your Credit Score

Pay Credit Card Down Below 20%

Pay Off Collections (Non-Medical)

Check Credit Report For Identity Theft

Don’t let a  bad credit score stand in the way of getting your dream RV!


Here at Dave Arbogast RV Depot, we are committed to working for you

and doing everything we can to help you obtain the financing you need.

We are just a click or call away.

We appreciate your interest in our inventory, and apologize we do not have model details displaying on the website at this time. Please fill the form out below and our team will quickly respond, or, please call us at 937-980-0568 for more information.

Vehicle Finder Service

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  • *Financial Institutions may require more than 10% down even on lower-priced units based on your personal credit record.


    Dave Arbogast Group, Inc, Arbogast RV Depot, its subsidiaries, and any of their employee do not make the decision of creditworthiness, and credit is strictly upon credit approval from a lender. Any and all credit decisions are made by the financial institutions to which a credit application is submitted to. Any and all estimates of payments, interest rates, and down payments as strictly estimates and do not constitute any offer of credit or funding.

    Dave Arbogast Group, Inc, Arbogast RV Depot, its subsidiaries, and any of their employees can not guarantee approval from any lender, nor can they pre-determine necessary down payments, necessary documents needed by the lender to execute any loan, or time frame for any credit lending decision. Typically, consumers with a challenged or limited credit history will be presented with higher interest rates, rates may be as high as 17.95%. In addition, consumers with a challenged or limited credit history will typically have a short loan term, normally capping at 144 months. Banks usually require a minimum of 10% plus an additional down payment to cover any negative equity from trade if applicable.