What to Look for When Buying a Used Car

For many Troy shoppers, the pre-owned car buying process can feel intimidating. However, taking the stress out of the equation is easy when you know what to ask as well as what to look for. The team at Dave Arbogast understands the importance of planning for your vehicle purchase whether new or used, so we drafted this used car buying checklist to aid in your search. Before you find your favorite in our used vehicle inventory, read on to find out what to look for and what to ask when buying a used car.

Used Car Buying Checklist: Before, During, and After

The same as making any other big purchase, buying a used car requires planning. Prior to selecting a car from our inventory, it’s important to determine a realistic monthly payment that you’re comfortable with, which is why your budget is the first topic on the checklist:

• Start With a Budget: Your budget should be the foundation of any used car buying experience. Never take the sticker price of the vehicle for face value. If you find a vehicle for $8,000, you’ll have a substantially higher amount invested by the end of your finance period. Factor in things like your interest rate, routine maintenance (tires, oil changes, fluids, etc.), and the possibility of any significant repairs. Generally, your monthly auto expenses shouldn’t exceed 10% of your monthly income. Use our payment calculator to find a more precise figure to help you budget.
• Don’t Forget Insurance: Don’t forget if you’re financing the vehicle, you’ll likely need full-coverage insurance. Factor this into your budget and note whether the specific vehicle you’re purchasing affects your premiums in a way that puts you over budget.
• Be Selective and Flexible: What do we mean by this? Choose a car that will satisfy you for an extended period but be flexible in the price range by having backup options. First-time buyers typically buy the first thing they see or go over budget for their dream car. Homework and prepping will help avoid both scenarios. Different vehicles work better for different needs, so think about how you’ll use your vehicle most often.
• Test Drive and Inspection: Be sure to have a trusted local technician look at the vehicle to rule out any major mechanical issues. Test the car to ensure it provides the comfort you require and matches your style. Will it meet the demands of the Vandalia roads you plan on traveling?
• Financing and Fees: Once you’ve decided, talk with the finance department to explore your loan option. Inquire about any credits or incentives you might qualify for. Value your trade using CarFax and KBB to ensure you get maximum value out of your trade offer.

What to Ask When Buying a Used Car?

Understanding what to ask during a used-vehicle transaction is vital. Be vocal regarding the following:

• Is there any history of issues?
• Is there a history report available?
• Do all the features and hardware function properly?
• How many owners are listed on the title?
• What’s the mileage?
• Is there knowledge of any recalls?
• How did you price the vehicle?
• Can I take it to my mechanic?
• Do you have a clean title?
• Is any warranty included?

Buy Your Used Car at Dave Arbogast

Now that you know what to look for when buying a used car in Troy, stop by Dave Arbogast and test your knowledge with a member of our sales team. Feel free to go down the entire list and ask all the questions! We look forward to serving you and making sure you drive away in the quality used car that best fits your lifestyle.